Budget Calculator
The Budget Calculator adds up your monthly expenses across common categories and compares them to your income, showing what's left over and the percentage of income you're spending.
Monthly expenses (£)
Formula
total expenses = sum of all categories remaining = income − total expenses spending ratio = total expenses ÷ income × 100
Examples
- • Income £2,800, expenses £2,100 → £700 left (75% spent).
- • Income £2,000, expenses £2,200 → £200 overspent.
How to use this calculator
Enter your monthly income and fill in the expense categories that apply. Leave fields blank or zero for categories you don't use.
Frequently asked questions
Should I use net or gross income?
Use net (take-home) income for a realistic budget, since that's what you actually have to spend.
What if I overspend?
The calculator shows a negative remaining amount, meaning your expenses exceed your income.
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Learn more
ARANGEE provides informational tools only. For financial, tax or legal decisions, verify with a qualified professional. See our disclaimer.
